feat: initial commit with accounts manager project structure

- TypeScript项目基础架构
- API路由和账户管理服务
- 数据库模式和迁移
- 基础配置文件和文档

🤖 Generated with [Claude Code](https://claude.ai/code)

Co-Authored-By: Claude <noreply@anthropic.com>

.claude/settings.local.json

@@ -0,0 +1,9 @@
+{
+  "permissions": {
+    "allow": [
+      "Bash(mkdir:*)",
+      "Bash(git init:*)"
+    ],
+    "deny": []
+  }
+}